Mogo Kenya - Fast Loans & Financial Services | John Njiraini

Mogo Kenya

About Mogo Kenya

Mogo Kenya is a trusted financial partner, providing fast, reliable, and accessible loans to individuals and businesses across Kenya. Founded with the goal of empowering Kenyans to achieve their dreams, Mogo Kenya specializes in instant personal loans, car financing, and business loans. Partnered with agents like John Njiraini at Kiambu Mall, each client receives personalized guidance to ensure a smooth, transparent, and fast application process. Over the years, Mogo Kenya has helped thousands of Kenyans achieve financial freedom and business growth.

Whether it’s covering emergency expenses, purchasing your dream car, or funding business expansion, Mogo Kenya delivers reliable solutions tailored to your unique needs. Our mission is to provide safe, fast, and flexible financial services while maintaining transparency and excellent customer service.

Our Services

Instant Personal Loans

Receive cash quickly for emergencies, education, or personal projects. Minimal documentation, fast approval, and flexible repayment plans make it easy to access funds.

Car Financing

Get your dream car with affordable monthly installments and expert guidance through the financing process. Fast approvals and transparent terms ensure a smooth purchase.

Business Loans

Expand your business with working capital loans, equipment financing, or operational support. Tailored solutions help Kenyan entrepreneurs grow without stress or hidden fees.

Why Choose Mogo Kenya?

  • Fast approvals within minutes.
  • Transparent terms with no hidden fees.
  • Flexible repayment plans tailored to your income.
  • Personalized guidance from trusted agents like John Njiraini.
  • Accessible to individuals and businesses across Kenya.
  • Dedicated customer support and social media presence.
  • Proven track record helping thousands of Kenyans achieve financial goals.

How It Works

  1. Contact John Njiraini at Kiambu Mall via WhatsApp or social media.
  2. Submit required documents: ID, proof of income, and business registration if applicable.
  3. Receive instant loan approval based on eligibility and loan type.
  4. Funds are disbursed directly to your bank account or financing is approved for car/business.
  5. Repay conveniently through flexible installments as agreed.
  6. Enjoy ongoing support and guidance from Mogo Kenya for future financial needs.

Frequently Asked Questions

Who is eligible?

Individuals aged 18+ and registered businesses in Kenya with valid ID and proof of income.

How fast is approval?

Approval is usually within minutes for eligible clients.

Are there hidden fees?

No hidden fees. All terms are transparent upfront.

Can I get a loan without collateral?

Personal loans may be unsecured depending on loan amount and eligibility.

How do I apply for car financing?

Contact John Njiraini to start the application process; documentation and approvals are fast and simple.

Is the service available nationwide?

Yes, via agents and online/WhatsApp support, all across Kenya.

Can businesses apply multiple times?

Yes, repeat applications are allowed based on repayment history.

What documents are required?

Valid ID, proof of income, and business registration (if applicable).

How is the interest calculated?

Interest rates depend on loan type and repayment plan; all charges are fully transparent.

Who can I contact for support?

Reach John Njiraini via WhatsApp (0717423659) or support link.

What Our Clients Say

"John Njiraini helped me get a loan in under an hour! Highly recommended." – Grace K.

"Car financing was easy and stress-free thanks to Mogo Kenya." – David M.

"I got business capital within minutes, helping my small business grow!" – Alice M.

"Transparent and reliable service. I feel safe borrowing here." – James K.

"Highly professional! John guided me through every step." – Mary W.

Get Started Today!

Contact John Njiraini at Kiambu Mall for fast, reliable Mogo Kenya services.

Apply Now via WhatsApp

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Welcome to Code & Clutch

CODE AND CLUTCH

Code and Clutch — Cars & Technology

About Code and Clutch

Code and Clutch is Nairobi's modern hybrid: we combine hands-on automotive expertise with web and AI technology. We help drivers find reliable imported vehicles and help dealerships scale with tailored digital products. From sourcing and inspection to financing and delivery — we handle the end-to-end journey so our customers can focus on driving.

Our Promise

We believe in transparency, integrity and measurable results. Every car we sell is checked, documented, and presented with clear pricing. Every tech project we deliver is focused on lead growth and ROI for dealers.

What we deliver

  • Comprehensive vehicle inspection reports with photos & service history
  • Trade-in assessments and fair market pricing
  • Bank & asset-backed finance facilitation for buyers
  • Websites, chatbots and inventory systems for dealerships
  • Local delivery, registration support and after-sales service

Why Choose Us

We blend automotive trust with modern technology — giving you verified cars, structured finance, and online tools to speed up sales.

  • Proven import channels and inspection partners
  • Clear documentation and handover process
  • Technology-first approach to customer experience
  • Local teams across major counties for fast delivery

Our Mission & Vision

Mission: Make car ownership simple, transparent and affordable — while empowering Kenyan dealerships with practical technology.
Vision: To be East Africa’s leading auto-tech hub where verified vehicles and AI-driven sales tools create better outcomes for buyers and sellers.

Services We Offer

Automotive services plus technology solutions — built to serve buyers, dealers and small auto businesses across Kenya.

🚘 Car Dealership & Imports

We source, inspect and import premium used vehicles (with a focus on German and Japanese models). Our process includes pre-export checks, shipping, clearance and a Kenyan inspection at handover.

  • Car Sale: Verified used cars with condition reports
  • Car Import: Sourcing, inspection & clearance
  • Trade-In: Fast valuation and part-exchange options
  • Delivery: County delivery and registration assistance

💻 Technology & AI for Dealers

From responsive dealer websites to AI chatbots and inventory CMS — we deliver tools focused on lead capture and conversion.

  • Web Development: SEO-friendly, mobile-first dealer sites
  • Chatbots: 24/7 triage and appointment booking with WhatsApp integration
  • Inventory CMS: Easy listing management and quick-share links
  • Automation: Pricing tools, leads-to-CRM flows, and analytics

Financing & Purchase Options

We partner with local banks and asset-financiers to provide tailored repayment terms. Below are typical plans we arrange — exact terms depend on bank approvals and vehicle age.

Starter Plan
Suitable for entry-level used cars. Typical deposit: 15–25% • Term: 12–36 months • Quick approval assistance
Standard Auto Loan
For private buyers with full documentation. Deposit: 20–30% • Term: 24–60 months • Bank facilitation included
Business & Fleet
Asset-backed lending for SMEs and dealers. Flexible terms, bulk purchase support and fleet servicing packages.

Customer Promise

We commit to:

  • Honest vehicle histories and full inspection evidence
  • Transparent pricing and no hidden fees
  • Clear finance guidance and timely delivery
  • Local support after purchase — maintenance referrals and parts

Frequently Asked Questions

Do you provide warranty?
We offer limited warranties on some cars and can arrange extended warranties through partners. Details are provided per listing.
How long does import take?
Typical import timelines are 6–12 weeks depending on shipping schedules and clearance. We provide updates during each stage.
Can I test-drive before purchase?
Yes — book an inspection and test-drive via our booking form or WhatsApp. We can also arrange county demos.

What Our Clients Say

Real feedback from customers who've used our import, finance and tech services.

Grace W
Grace W. — Nairobi

“Buying my BMW felt safe and clear. Code and Clutch walked me through inspection, paperwork and finance — I drove home happy.”

BMW 320i • Full inspection & bank-finance support
Aisha M
Aisha M. — Mombasa

“They handled my import end-to-end and built a chatbot for my business. Reliable service and great tech.”

Import + Chatbot • Dealer lead automation
Ruth K
Ruth K. — Kisumu

“I traded in my old car and upgraded quickly. Transparent valuation and friendly staff.”

Trade-in • Quick uplift

Location & Hours

Visit Us

Along Ngong Road — next to Nexus Car Wash

Hours: 8:00 AM — 5:00 PM (Monday — Sunday)

Walk-ins welcome by appointment. We also offer remote valuation and county delivery.

Book an Appointment & Test Drive

Fill the quick form below — it opens WhatsApp with a prefilled message to our bookings number (0717423659). Mention the vehicle or service you need and your preferred county.

Ready to Drive Smarter or Build Next-Gen Tech?

Book an inspection, arrange financing, or hire our technology team — we serve both drivers and businesses across Kenya.

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Code and Clutch — Where Cars Meet Code
Ngong Road (Next to Nexus Car Wash) • Phone: 0717423659
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© Code and Clutch

TECHNOLOGY

AUTOMOTIVE

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Code and Clutch

Where cars meet technology. Offering car sales, trade-in, imports, AI development, training, web design & development. Open Mon–Sun, 8 AM – 6 PM. Located along Ngong Road, next to Nexus Car Wash.

Contact us on WhatsApp: 0717423659

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