💰 Understanding KRA Car Import Taxes in Kenya (2025 Breakdown + Real Examples)

💰 Understanding KRA Car Import Taxes in Kenya (2025 Breakdown + Real Examples)

Want to import a car to Kenya in 2025? Learn how KRA calculates your taxes, how much you’ll really pay, and how to use tools like Code & Clutch’s calculator to avoid surprises.


🔰 Introduction: Why Understanding Taxes Matters When Importing a Car

Let’s face it — importing a car into Kenya sounds exciting… until the KRA tax bill lands in your hands.

You found your dream car in Japan or the UK. The seller gives you a great price. You calculate shipping. Then boom — you realize taxes add almost 60–80% to your cost.

It’s no secret: KRA taxes are the single most misunderstood part of car importing in Kenya.

If you’ve ever Googled:

  • “How much is duty on imported cars in Kenya?”

  • “What is CRSP?”

  • “How does KRA calculate tax?”
    …then this guide is for you.

We’ll walk you through:

  • Every KRA tax applied to imported vehicles in 2025

  • Real examples of tax breakdowns (using a Toyota Fielder, BMW 3 Series, and Subaru Forester)

  • The Current Retail Selling Price (CRSP) method

  • Tips to save money and avoid getting overcharged


📜 The 6 Key Taxes KRA Charges on Car Imports

When your imported car lands in Mombasa, KRA charges six types of fees. Each is stacked on top of the last.

Here’s the breakdown:

Tax TypeRateCharged On
1. Import Duty25%CIF (Cost + Insurance + Freight)
2. Excise Duty20%–35%CIF + Import Duty
3. VAT16%CIF + Import Duty + Excise
4. IDF Fee (Import Dec.)2% of CIFCIF
5. RDL Levy1.5% of CIFCIF
6. Railway Development LevyKRA internalPart of RDL and IDF

🎯 CIF means the total cost of the car, insurance, and freight to Mombasa.


🧠 What Is CRSP? (Current Retail Selling Price)

KRA doesn’t always tax you based on your invoice.

Instead, they use the Current Retail Selling Price (CRSP) — their own value book showing what similar vehicles are worth locally. It’s reviewed regularly.

Example:

If you import a Toyota Fielder for KSh 850,000 from Japan, but KRA lists its CRSP as KSh 1.3M, you’re taxed based on 1.3M, not your 850K.

That’s why so many importers get shocked at the port.

Use the Code & Clutch Car Import Calculator to see real-time estimates of KRA’s taxes based on updated CRSP.


🚗 Real Tax Example: Toyota Fielder 2017 from Japan

Let’s break down a real case:

  • Car: Toyota Fielder 1.5L (2017)

  • Purchase Price: KSh 850,000

  • Insurance + Freight (approx): KSh 150,000

  • CIF Total: KSh 1,000,000

  • KRA CRSP: KSh 1,300,000

Step-by-step Tax Calculation:

  1. Import Duty (25% of CIF)
    → 25% of 1,000,000 = KSh 250,000

  2. Excise Duty (20% of [CIF + Import Duty])
    → 20% of 1,250,000 = KSh 250,000

  3. VAT (16% of [CIF + Import Duty + Excise])
    → 16% of 1,500,000 = KSh 240,000

  4. IDF Fee (2% of CIF)
    → 2% of 1,000,000 = KSh 20,000

  5. RDL Levy (1.5% of CIF)
    → 1.5% of 1,000,000 = KSh 15,000


🧮 Total Taxes:

KSh 250K + 250K + 240K + 20K + 15K = KSh 775,000

So your Fielder that cost you KSh 850K overseas will land in Kenya costing around KSh 1.625M.


🚘 Example 2: BMW 3 Series (2018, 2.0L Petrol, UK Import)

  • CIF Value: KSh 1.7M

  • CRSP Estimate: KSh 2.2M

Taxes:

  • Import Duty (25%) = KSh 425,000

  • Excise (25%) = KSh 531,250

  • VAT (16%) = KSh 692,000

  • IDF (2%) = KSh 34,000

  • RDL (1.5%) = KSh 25,500

Total Tax: ~KSh 1.71M
Final Landed Cost: ~KSh 3.4M


📊 What Determines the Excise Duty Rate?

Excise is based on engine size:

Engine CapacityExcise Duty (%)
Below 1500cc20%
1501cc – 2000cc25%
2001cc – 2500cc30%
Above 2500cc35%

💡 Don’t guess! Use Code & Clutch’s calculator to know your excise bracket.


⚠️ Penalties & Hidden Charges to Avoid

  1. Overage Vehicles
    You can't import a car older than 8 years from its date of manufacture. A 2016 model is illegal in 2025.

  2. Left-Hand Drive Vehicles
    Not allowed in Kenya — unless for special purposes (ambulance, etc.).

  3. Emission Failures
    Cars from UK/UAE must pass KEBS inspection. Some diesel cars with poor emissions fail.

  4. Storage Charges
    If you delay paying your taxes at the port, you’ll be charged KSh 3,000+ per day for storage.


💡 Smart Tips to Lower Your Tax Burden

Import from Japan – Often lower CRSP than UK or UAE
Choose engine sizes below 1500cc – Less excise = less VAT
Import just after your car hits 8 years – It’s legal and CRSP drops
Use trusted agents (like Code & Clutch) – Avoid fake invoices or misdeclarations that result in KRA penalties
Get a proper quote in advance – Don’t guess the tax


🧠 Why So Many Kenyans Use Code & Clutch’s Import Calculator

Most import calculators are inaccurate. They guess based on invoice value. But KRA taxes are based on CRSP and other hidden formulas.

Here’s what makes Code & Clutch different:

✅ Updated KRA formulas (2025-compliant)
✅ Country selector: UK, Japan, UAE
✅ Engine size & year filtering
✅ WhatsApp assistant to explain your results
✅ Integration with Pesapal for quotes + payment

🧮 Try it now: Code and Clutch Car Import Calculator


💬 Common Questions Answered

Q1: Can I pay less tax by declaring a lower car value?

❌ No. KRA uses CRSP, not your invoice. Under-declaring is a crime.

Q2: Is it cheaper to import from UK than Japan?

✅ Sometimes yes, especially for diesel or luxury vehicles. But excise on higher engines is more.

Q3: Do I pay taxes myself or through an agent?

✅ You pay through your clearing agent. At Code & Clutch, we handle this entire process for you.

Q4: Can I get a quote before I import?

✅ Yes! We give you a detailed quote showing CIF, taxes, clearance fees, and total.

👉 Request a Quote


✅ Final Thoughts: Don’t Let KRA Taxes Scare You

KRA taxes are real — but they don’t have to be confusing.

With the right tools, trusted partners, and clarity on how the tax system works, you can:

  • Avoid surprise charges

  • Budget correctly

  • Import smart and stress-free

At Code & Clutch, we don’t just explain taxes — we calculate, verify, and handle the process for you.


🚀 Take Action Now

🧮 Try Our KRA Tax Calculator Now:
codeandclutch.blogspot.com/p/archives.html

📞 Need Help or a Custom Quote?
WhatsApp Us Here: +254717423659

💳 Ready to Pay After Quote? Use Pesapal:
https://store.pesapal.com/supportourproject

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Welcome to Code & Clutch

CODE AND CLUTCH

Code and Clutch — Cars & Technology

About Code and Clutch

Code and Clutch is Nairobi's modern hybrid: we combine hands-on automotive expertise with web and AI technology. We help drivers find reliable imported vehicles and help dealerships scale with tailored digital products. From sourcing and inspection to financing and delivery — we handle the end-to-end journey so our customers can focus on driving.

Our Promise

We believe in transparency, integrity and measurable results. Every car we sell is checked, documented, and presented with clear pricing. Every tech project we deliver is focused on lead growth and ROI for dealers.

What we deliver

  • Comprehensive vehicle inspection reports with photos & service history
  • Trade-in assessments and fair market pricing
  • Bank & asset-backed finance facilitation for buyers
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  • Local delivery, registration support and after-sales service

Why Choose Us

We blend automotive trust with modern technology — giving you verified cars, structured finance, and online tools to speed up sales.

  • Proven import channels and inspection partners
  • Clear documentation and handover process
  • Technology-first approach to customer experience
  • Local teams across major counties for fast delivery

Our Mission & Vision

Mission: Make car ownership simple, transparent and affordable — while empowering Kenyan dealerships with practical technology.
Vision: To be East Africa’s leading auto-tech hub where verified vehicles and AI-driven sales tools create better outcomes for buyers and sellers.

Services We Offer

Automotive services plus technology solutions — built to serve buyers, dealers and small auto businesses across Kenya.

🚘 Car Dealership & Imports

We source, inspect and import premium used vehicles (with a focus on German and Japanese models). Our process includes pre-export checks, shipping, clearance and a Kenyan inspection at handover.

  • Car Sale: Verified used cars with condition reports
  • Car Import: Sourcing, inspection & clearance
  • Trade-In: Fast valuation and part-exchange options
  • Delivery: County delivery and registration assistance

💻 Technology & AI for Dealers

From responsive dealer websites to AI chatbots and inventory CMS — we deliver tools focused on lead capture and conversion.

  • Web Development: SEO-friendly, mobile-first dealer sites
  • Chatbots: 24/7 triage and appointment booking with WhatsApp integration
  • Inventory CMS: Easy listing management and quick-share links
  • Automation: Pricing tools, leads-to-CRM flows, and analytics

Financing & Purchase Options

We partner with local banks and asset-financiers to provide tailored repayment terms. Below are typical plans we arrange — exact terms depend on bank approvals and vehicle age.

Starter Plan
Suitable for entry-level used cars. Typical deposit: 15–25% • Term: 12–36 months • Quick approval assistance
Standard Auto Loan
For private buyers with full documentation. Deposit: 20–30% • Term: 24–60 months • Bank facilitation included
Business & Fleet
Asset-backed lending for SMEs and dealers. Flexible terms, bulk purchase support and fleet servicing packages.

Customer Promise

We commit to:

  • Honest vehicle histories and full inspection evidence
  • Transparent pricing and no hidden fees
  • Clear finance guidance and timely delivery
  • Local support after purchase — maintenance referrals and parts

Frequently Asked Questions

Do you provide warranty?
We offer limited warranties on some cars and can arrange extended warranties through partners. Details are provided per listing.
How long does import take?
Typical import timelines are 6–12 weeks depending on shipping schedules and clearance. We provide updates during each stage.
Can I test-drive before purchase?
Yes — book an inspection and test-drive via our booking form or WhatsApp. We can also arrange county demos.

What Our Clients Say

Real feedback from customers who've used our import, finance and tech services.

Grace W
Grace W. — Nairobi

“Buying my BMW felt safe and clear. Code and Clutch walked me through inspection, paperwork and finance — I drove home happy.”

BMW 320i • Full inspection & bank-finance support
Aisha M
Aisha M. — Mombasa

“They handled my import end-to-end and built a chatbot for my business. Reliable service and great tech.”

Import + Chatbot • Dealer lead automation
Ruth K
Ruth K. — Kisumu

“I traded in my old car and upgraded quickly. Transparent valuation and friendly staff.”

Trade-in • Quick uplift

Location & Hours

Visit Us

Along Ngong Road — next to Nexus Car Wash

Hours: 8:00 AM — 5:00 PM (Monday — Sunday)

Walk-ins welcome by appointment. We also offer remote valuation and county delivery.

Book an Appointment & Test Drive

Fill the quick form below — it opens WhatsApp with a prefilled message to our bookings number (0717423659). Mention the vehicle or service you need and your preferred county.

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Where cars meet technology. Offering car sales, trade-in, imports, AI development, training, web design & development. Open Mon–Sun, 8 AM – 6 PM. Located along Ngong Road, next to Nexus Car Wash.

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