🚗 How to Estimate the Total Cost of Importing a Car to Kenya in 2025 (Full Breakdown)

 

🚗 How to Estimate the Total Cost of Importing a Car to Kenya in 2025 (Full Breakdown)


🔰 Introduction: Why Car Cost Estimation is Essential Before You Import

Importing a car to Kenya can be a fantastic way to get better value, especially when sourcing from countries like Japan, the UK, or the UAE. But what many first-time importers underestimate is the actual total cost — beyond just the purchase price.

In 2025, with updated KRA regulations, fluctuating exchange rates, and varying port fees, it's crucial to know exactly how much your dream car will cost you from purchase to your doorstep.

This guide from Code & Clutch will break it down step-by-step — with real-life figures, tools, expert tips, and an instant calculator.


🔍 Why Is the Final Cost More Than Just the Price of the Car?

When you see a listing on BeForward or SBT Japan that says "Toyota Fielder – $3,200", that’s just the base price. The full cost includes:

  • Shipping to Kenya

  • KRA import taxes

  • KEBS inspection

  • Port handling & clearance

  • NTSA registration

  • Transport from Mombasa to your town

Even small mistakes in budgeting can cost you dearly in delays or hidden fees.


📦 Major Components of Car Import Costs

Let’s break down the major sections one by one:


1️⃣ CIF (Cost, Insurance, Freight)

This is the total amount you pay the exporter to ship the car to Mombasa.

ComponentExample (Toyota Fielder)
Vehicle Price$3,200
Insurance$150
Freight$900
Total CIF$4,250 (KES ~637,500)*

💡 Exchange rate used: KSh 150 per USD (subject to change)


2️⃣ KRA Import Taxes (Using CRSP Valuation)

Kenya Revenue Authority doesn’t just use CIF — it uses a CRSP (Current Retail Selling Price) database, which may value your car higher than you paid.

Taxes are calculated in this order:

✅ 1. Import Duty (25% of CRSP value)

✅ 2. Excise Duty (20–35%, depending on engine size & age)

✅ 3. VAT (16% on subtotal after excise)

✅ 4. IDF Fee (2.25% of CIF)

✅ 5. Railway Dev. Levy (1.5% of CIF)


📊 Real Example: Toyota Fielder, 1500cc, 2017

Let’s assume KRA's CRSP is KSh 1,350,000.

Tax ComponentFormulaApprox. Amount
Import Duty25% of CRSPKSh 337,500
Excise Duty20% of (CRSP + Duty)~KSh 337,500
VAT16% of (CRSP + Duty + Excise)~KSh 424,800
IDF2.25% of CIF~KSh 14,343
RDL1.5% of CIF~KSh 9,563
Total KRA TaxesKSh 1,123,706

🔧 Use the Code & Clutch Import Tax Calculator to do this for any car.


3️⃣ KEBS Inspection & Pre-Shipment Fees

All vehicles must pass a roadworthiness test before shipping to Kenya. In 2025:

ServiceApprox. Cost
KEBS (QISJ or JEVIC) Inspection$150–$250
Translation of Export Certificate$30
Document courier charges$40

💡 Tip: Ensure the vehicle is under 8 years old, or it will be rejected at port.


4️⃣ Shipping Line & Port Handling Charges

Paid upon arrival in Mombasa, these include:

FeeAmount
Port Handling (KPA)~KSh 12,000
Shipping Line Release Fee~KSh 10,000
Storage Fee (if late)KSh 2,000–5,000/day after 5–7 days
Container Deposit (if applicable)Up to KSh 50,000 (refundable)

5️⃣ Clearing Agent Charges

It’s highly recommended to use a licensed clearing agent.

ServiceCost
Clearing Agent FeeKSh 15,000–25,000
Agency Service Fees(if required) KSh 5,000–10,000

🎯 Code & Clutch connects you to affordable, trusted agents.


6️⃣ NTSA Registration, Inspection & Logbook Fees

Once your car is released, NTSA steps in for local registration.

ItemFee
RegistrationKSh 7,000
New PlatesKSh 3,000
Digital LogbookIncluded
Third-party Insurance~KSh 5,000+

Optional: Comprehensive insurance starts around KSh 20,000–60,000, depending on car value.


7️⃣ Transport from Mombasa to Other Cities

CityCost
NairobiKSh 18,000
KisumuKSh 30,000
EldoretKSh 28,000
NakuruKSh 22,000

🚚 Transport via carrier or driven (if permitted by port authority).


🧮 Grand Total Estimate (Toyota Fielder 2017 Example)

Cost ItemAmount (KES)
CIF637,500
KRA Taxes1,123,706
KEBS + Docs30,000
Port Charges25,000
Clearing Agent20,000
NTSA + Registration15,000
Transport to Nairobi18,000
Estimated TotalKSh 1,869,206

📉 How to Reduce Costs

  • 💼 Use a reliable clearing agent to avoid delays

  • 🚫 Don’t ship cars older than 8 years

  • 📄 Ensure documents match (name, VIN, engine number)

  • 📍 Track vessel schedules to avoid demurrage

  • 🔍 Compare CIF prices from different exporters

  • 🔄 Use Code & Clutch’s KES/USD Switcher Tool to track currency trends


🧠 FAQs About Car Import Cost

Q: Can I avoid Excise Duty?
A: No — all cars are subject to excise unless exempted (e.g., diplomatic imports).

Q: Is VAT refunded if I’m buying for business?
A: Only if your business is VAT-registered and meets compliance rules.

Q: Do I pay taxes again after registration?
A: No — only the NTSA and insurance fees after KRA clearance.


🔧 Tools by Code & Clutch to Help You


📌 Conclusion: Don’t Be Surprised — Be Informed

Importing a car is one of the biggest purchases you’ll make — and it’s easy to miscalculate. But with the right tools, guidance, and real cost estimates, you can plan ahead, avoid financial shocks, and own your dream ride hassle-free.

Let Code & Clutch help you calculate the costs, connect with agents, and simplify the entire journey.


✅ What Next?

  • 🚘 Try the Import Calculator

  • 📲 Ask us for a custom quote via WhatsApp: 0717423659

  • 📄 Download our free PDF Car Import Checklist

Code & Clutch – Where Cars Meet Code.

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Welcome to Code & Clutch

CODE AND CLUTCH

Code and Clutch — Cars & Technology

About Code and Clutch

Code and Clutch is Nairobi's modern hybrid: we combine hands-on automotive expertise with web and AI technology. We help drivers find reliable imported vehicles and help dealerships scale with tailored digital products. From sourcing and inspection to financing and delivery — we handle the end-to-end journey so our customers can focus on driving.

Our Promise

We believe in transparency, integrity and measurable results. Every car we sell is checked, documented, and presented with clear pricing. Every tech project we deliver is focused on lead growth and ROI for dealers.

What we deliver

  • Comprehensive vehicle inspection reports with photos & service history
  • Trade-in assessments and fair market pricing
  • Bank & asset-backed finance facilitation for buyers
  • Websites, chatbots and inventory systems for dealerships
  • Local delivery, registration support and after-sales service

Why Choose Us

We blend automotive trust with modern technology — giving you verified cars, structured finance, and online tools to speed up sales.

  • Proven import channels and inspection partners
  • Clear documentation and handover process
  • Technology-first approach to customer experience
  • Local teams across major counties for fast delivery

Our Mission & Vision

Mission: Make car ownership simple, transparent and affordable — while empowering Kenyan dealerships with practical technology.
Vision: To be East Africa’s leading auto-tech hub where verified vehicles and AI-driven sales tools create better outcomes for buyers and sellers.

Services We Offer

Automotive services plus technology solutions — built to serve buyers, dealers and small auto businesses across Kenya.

🚘 Car Dealership & Imports

We source, inspect and import premium used vehicles (with a focus on German and Japanese models). Our process includes pre-export checks, shipping, clearance and a Kenyan inspection at handover.

  • Car Sale: Verified used cars with condition reports
  • Car Import: Sourcing, inspection & clearance
  • Trade-In: Fast valuation and part-exchange options
  • Delivery: County delivery and registration assistance

💻 Technology & AI for Dealers

From responsive dealer websites to AI chatbots and inventory CMS — we deliver tools focused on lead capture and conversion.

  • Web Development: SEO-friendly, mobile-first dealer sites
  • Chatbots: 24/7 triage and appointment booking with WhatsApp integration
  • Inventory CMS: Easy listing management and quick-share links
  • Automation: Pricing tools, leads-to-CRM flows, and analytics

Financing & Purchase Options

We partner with local banks and asset-financiers to provide tailored repayment terms. Below are typical plans we arrange — exact terms depend on bank approvals and vehicle age.

Starter Plan
Suitable for entry-level used cars. Typical deposit: 15–25% • Term: 12–36 months • Quick approval assistance
Standard Auto Loan
For private buyers with full documentation. Deposit: 20–30% • Term: 24–60 months • Bank facilitation included
Business & Fleet
Asset-backed lending for SMEs and dealers. Flexible terms, bulk purchase support and fleet servicing packages.

Customer Promise

We commit to:

  • Honest vehicle histories and full inspection evidence
  • Transparent pricing and no hidden fees
  • Clear finance guidance and timely delivery
  • Local support after purchase — maintenance referrals and parts

Frequently Asked Questions

Do you provide warranty?
We offer limited warranties on some cars and can arrange extended warranties through partners. Details are provided per listing.
How long does import take?
Typical import timelines are 6–12 weeks depending on shipping schedules and clearance. We provide updates during each stage.
Can I test-drive before purchase?
Yes — book an inspection and test-drive via our booking form or WhatsApp. We can also arrange county demos.

What Our Clients Say

Real feedback from customers who've used our import, finance and tech services.

Grace W
Grace W. — Nairobi

“Buying my BMW felt safe and clear. Code and Clutch walked me through inspection, paperwork and finance — I drove home happy.”

BMW 320i • Full inspection & bank-finance support
Aisha M
Aisha M. — Mombasa

“They handled my import end-to-end and built a chatbot for my business. Reliable service and great tech.”

Import + Chatbot • Dealer lead automation
Ruth K
Ruth K. — Kisumu

“I traded in my old car and upgraded quickly. Transparent valuation and friendly staff.”

Trade-in • Quick uplift

Location & Hours

Visit Us

Along Ngong Road — next to Nexus Car Wash

Hours: 8:00 AM — 5:00 PM (Monday — Sunday)

Walk-ins welcome by appointment. We also offer remote valuation and county delivery.

Book an Appointment & Test Drive

Fill the quick form below — it opens WhatsApp with a prefilled message to our bookings number (0717423659). Mention the vehicle or service you need and your preferred county.

Ready to Drive Smarter or Build Next-Gen Tech?

Book an inspection, arrange financing, or hire our technology team — we serve both drivers and businesses across Kenya.

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Code and Clutch — Where Cars Meet Code
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Code and Clutch

Where cars meet technology. Offering car sales, trade-in, imports, AI development, training, web design & development. Open Mon–Sun, 8 AM – 6 PM. Located along Ngong Road, next to Nexus Car Wash.

Contact us on WhatsApp: 0717423659

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