🧾 The Hidden Costs of Importing Cars to Kenya: What Most Buyers Forget to Budget For

 



🧾 The Hidden Costs of Importing Cars to Kenya: What Most Buyers Forget to Budget For

By Code & Clutch — Where Cars Meet Code

Importing a car often looks like a smart way to save money—until surprise expenses hit. In Kenya’s post-2025 import landscape, here’s a thorough breakdown of every hidden cost you should know before bidding:


1. ⚓ Demurrage & Storage at Mombasa Port

  • You have 21 free days to clear your car.

  • After that, demurrage starts, typically up to KSh 10,000/day.

  • A 10-day delay could easily add KSh 100,000+ to your bill.


2. ⛑️ Pre-clearance Agent Fees

  • Importers often hire agents to manage documentation, filing, and inspections.

  • Fees range from KSh 20,000–40,000, sometimes higher for express handling.



3. 📋 Pre-Shipment Inspection (JEVIC/QISJ)


4. 💱 CIF & Currency Fluctuation

  • CIF (Cost, Insurance, Freight) is quoted in USD.

  • A ±1 KSh/USD change on CIF of $15,000 results in ±KSh 15,000 difference.


5. 🚢 Port Call, GTA/GMA, Wharfage Fees

  • You’ll also pay port entry, GTA, and wharfage fees around KSh 10,000–20,000 Reddit.


6. 📦 Container vs RoRo

  • Standard RoRo shipping is cheapest.

  • Container shipping adds $200–500 extra (~KSh 26,000–65,000) Kifedha.


7. 📈 CRSP-Based Tax Uplift

  • KRA now uses Current Retail Selling Price (CRSP), which can be much higher than CIF.

  • Duties and taxes are calculated on CRSP, not your actual purchase price The Standard+2Kifedha+2Reddit+2.


8. 🛡️ Marine Insurance

  • Mandatory insurance is around 0.4–1% of CIF (e.g., ~KSh 5,000 for CIF of KSh 1.25M) Kifedha.


9. 🛠️ NTSA Inspection & Minor Repairs

  • NTSA inspections cost ~KSh 3,500.

  • You may need KSh 20,000–50,000 more for light, tire, or minor repairs Swala Nyeti.


10. 🧾 Temporary Insurance Cover Delays


11. 🔐 Tracking Device Installation

  • Many insurance providers and agents mandate trackers.

  • Cost: KSh 8,000–15,000 plus possible subscription fees Kifedha.


12. 🪪 Registration, Plates & Timbre

  • NTSA fees and registration cards ~KSh 3,500

  • Number plates and timbre: KSh 3,000–7,000 + KSh 500–1,000 Kifedha.


13. 🚚 Port Handling & Valuation

  • Yard handling, weighing, and valuation certificates may cost KSh 12,000–27,000 Kifedha.


14. 🚨 Miscellaneous Hidden Fees

  • Unexpected charges like paperwork printing, courier fees, radiation, landfill levies, etc.

  • These can add several thousand shillings unexpectedly Kifedha.


📊 Hidden Cost Summary (Estimates)

Expense ItemEstimated Cost
Demurrage (10 days)KSh 100,000
Pre-clearance agentKSh 20,000–40,000
Pre-shipment inspectionKSh 20,000–30,000
Container surcharge (optional)KSh 26,000–65,000
Port call & GTA/GMA feesKSh 10,000–20,000
Marine insurance (0.4%)~KSh 5,000 (on CIF 1.25M)
NTSA inspection + repairsKSh 23,500–53,500
Tracking deviceKSh 8,000–15,000
Registration & platesKSh 3,500–8,000
Port handling & valuationKSh 12,000–27,000
Currency fluctuation (per $1000 CIF)~KSh 15,000
Total Approx RangeKSh 250,000–400,000+

💡 Tips to Avoid These Hidden Costs

  1. Clear within 14 days to avoid demurrage charges.

  2. Hire your own clearing agent with fixed upfront rates.

  3. Confirm JEVIC/QISJ inspection before bidding.

  4. Lock in your USD-KSh exchange rate early.

  5. Avoid optional container unless necessary.

  6. Use Code & Clutch’s cleared landed cost and CRSP calculator.

  7. Arrive with temporary insurance cover note to avoid release delays.

  8. Confirm tracker requirement and include in your budget.


✅ Final Word

Importing a car can still be a good deal—but only with full financial clarity. Always calculate the total landed cost, not just CIF. Avoid last-minute budget overruns by planning for every possible fee.

When in doubt, reach out to Code & Clutch. We’ll help you build a full estimate and avoid costly surprises.


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Welcome to Code & Clutch

CODE AND CLUTCH

Code and Clutch — Cars & Technology

About Code and Clutch

Code and Clutch is Nairobi's modern hybrid: we combine hands-on automotive expertise with web and AI technology. We help drivers find reliable imported vehicles and help dealerships scale with tailored digital products. From sourcing and inspection to financing and delivery — we handle the end-to-end journey so our customers can focus on driving.

Our Promise

We believe in transparency, integrity and measurable results. Every car we sell is checked, documented, and presented with clear pricing. Every tech project we deliver is focused on lead growth and ROI for dealers.

What we deliver

  • Comprehensive vehicle inspection reports with photos & service history
  • Trade-in assessments and fair market pricing
  • Bank & asset-backed finance facilitation for buyers
  • Websites, chatbots and inventory systems for dealerships
  • Local delivery, registration support and after-sales service

Why Choose Us

We blend automotive trust with modern technology — giving you verified cars, structured finance, and online tools to speed up sales.

  • Proven import channels and inspection partners
  • Clear documentation and handover process
  • Technology-first approach to customer experience
  • Local teams across major counties for fast delivery

Our Mission & Vision

Mission: Make car ownership simple, transparent and affordable — while empowering Kenyan dealerships with practical technology.
Vision: To be East Africa’s leading auto-tech hub where verified vehicles and AI-driven sales tools create better outcomes for buyers and sellers.

Services We Offer

Automotive services plus technology solutions — built to serve buyers, dealers and small auto businesses across Kenya.

🚘 Car Dealership & Imports

We source, inspect and import premium used vehicles (with a focus on German and Japanese models). Our process includes pre-export checks, shipping, clearance and a Kenyan inspection at handover.

  • Car Sale: Verified used cars with condition reports
  • Car Import: Sourcing, inspection & clearance
  • Trade-In: Fast valuation and part-exchange options
  • Delivery: County delivery and registration assistance

💻 Technology & AI for Dealers

From responsive dealer websites to AI chatbots and inventory CMS — we deliver tools focused on lead capture and conversion.

  • Web Development: SEO-friendly, mobile-first dealer sites
  • Chatbots: 24/7 triage and appointment booking with WhatsApp integration
  • Inventory CMS: Easy listing management and quick-share links
  • Automation: Pricing tools, leads-to-CRM flows, and analytics

Financing & Purchase Options

We partner with local banks and asset-financiers to provide tailored repayment terms. Below are typical plans we arrange — exact terms depend on bank approvals and vehicle age.

Starter Plan
Suitable for entry-level used cars. Typical deposit: 15–25% • Term: 12–36 months • Quick approval assistance
Standard Auto Loan
For private buyers with full documentation. Deposit: 20–30% • Term: 24–60 months • Bank facilitation included
Business & Fleet
Asset-backed lending for SMEs and dealers. Flexible terms, bulk purchase support and fleet servicing packages.

Customer Promise

We commit to:

  • Honest vehicle histories and full inspection evidence
  • Transparent pricing and no hidden fees
  • Clear finance guidance and timely delivery
  • Local support after purchase — maintenance referrals and parts

Frequently Asked Questions

Do you provide warranty?
We offer limited warranties on some cars and can arrange extended warranties through partners. Details are provided per listing.
How long does import take?
Typical import timelines are 6–12 weeks depending on shipping schedules and clearance. We provide updates during each stage.
Can I test-drive before purchase?
Yes — book an inspection and test-drive via our booking form or WhatsApp. We can also arrange county demos.

What Our Clients Say

Real feedback from customers who've used our import, finance and tech services.

Grace W
Grace W. — Nairobi

“Buying my BMW felt safe and clear. Code and Clutch walked me through inspection, paperwork and finance — I drove home happy.”

BMW 320i • Full inspection & bank-finance support
Aisha M
Aisha M. — Mombasa

“They handled my import end-to-end and built a chatbot for my business. Reliable service and great tech.”

Import + Chatbot • Dealer lead automation
Ruth K
Ruth K. — Kisumu

“I traded in my old car and upgraded quickly. Transparent valuation and friendly staff.”

Trade-in • Quick uplift

Location & Hours

Visit Us

Along Ngong Road — next to Nexus Car Wash

Hours: 8:00 AM — 5:00 PM (Monday — Sunday)

Walk-ins welcome by appointment. We also offer remote valuation and county delivery.

Book an Appointment & Test Drive

Fill the quick form below — it opens WhatsApp with a prefilled message to our bookings number (0717423659). Mention the vehicle or service you need and your preferred county.

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